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WEATHER AND NATURAL CATASTROPHES

Hurricane Resource Center

If your organization is affected by a hurricane or tropical storm, we can help you manage business interruption, prepare insurance claims, and support employees.
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Hurricanes and tropical storms can threaten lives, displace people, and leave behind significant destruction. Organizations with operations in storm-prone areas should review and refresh preparedness plans. It’s important to take action to be ready for potential flooding, property damage, and service interruptions; and be prepared for insurance claim filing.

Here, you’ll find information, guidance, and insights about how you can prepare, respond, recover, and remain resilient.

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Businesses can take steps ahead of a hurricane to minimize harm to people and property, and recover as quickly as possible. You should prepare beforehand through a combination of assessing your storm risk and potential damage, preparing a claims process, and ensuring coverage. Some examples of steps you can take ahead of storm season could include:

  • Evaluating your physical and operational exposure
  • Reviewing your property insurance policy
  • Planning for employee safety

Resource: Download our hurricane preparedness checklist

Businesses in known storm-prone areas should be prepared to take quick and careful action to safeguard their properties through robust emergency response, evacuation, and business continuity plans and strategies. Some key steps include:

  • Assemble your emergency response team
  • Allow employees time to prepare their homes and safeguard families
  • Identify vital records, make copies, and/or relocate them
  • Be wary of the potential for flooding
  • Follow government and local media reports for advisories and/or evacuation orders

Resource: Download our guide on preparing for an imminent hurricane

After a major storm event, businesses may be eager to get back to work. However, companies must approach return to work with safety procedures in place and with a mind towards reporting their claims. Some examples of a safety-first mindset include:

  • Account for all employees
  • Prioritize immediate recovery needs and resources
  • Identify immediate hazards such as downed electrical lines, leaking gas, or flammable liquids
  • Assess the need for and establish security and safety precautions

Resource: Download our guide on getting back to work safely and managing claims after a hurricane

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How we can help

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Claims Management
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Property Risk Management

“Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238983) (“Marsh”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226827) which is a related entity of Marsh. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from JLT Risk Solutions on request. Full information can be found in the JLT Risk Solutions Financial Services Guide.”