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Video Series: Bean-to-Bar, life of a chocolate bar

In our series Bean-to-Bar, we look at the life of a chocolate bar and all the different insurance touchpoints, including the farm, chocolate producer, distributor, and retailer, and into the hands of your consumer.
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The chocolate industry is an important and dynamic market, expected to be worth more than US$128 billion in global retail sales by the end of this year. Whether your business is in the chocolate market or you’re in the food and beverage industry as a grower, manufacturer and processor, distributor and wholesaler, retailer, or restaurant, you face changing consumer trends, supply chain issues, and challenges from severe weather events, increasing regulations, cyberattacks and global crises such as the COVID-19 pandemic and the Russia-Ukraine conflict.

We work with every client to understand their needs, identify and engage with the markets, and create and deliver tailored, comprehensive, and competitive solutions that meet their requirements.

In our series Bean-to-Bar, we look at the life of a chocolate bar and all the different insurance touchpoints, including the farm, chocolate producer, distributor, and retailer, and into the hands of your consumer.

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This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. LCPA 23/064

Marsh Pty Ltd (ABN 86 004 651 512, AFSL 238983) (“Marsh”) arrange this insurance and is not the insurer. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT Risk Solutions Pty Ltd (ABN 69 009 098 864, AFSL 226827) which is a related entity of Marsh. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from JLT Risk Solutions on request. Full information can be found in the JLT Risk Solutions Financial Services Guide.”