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Silver Wings Plan

Silver Wings is a self-directed, online insurance program that offers specialized aircraft liability coverage that follows the pilot, not the aircraft, as well as Hull "All Risks" Ground/not-in-motion coverage that follows the aircraft.

Silver Wings only applies to Canadian-registered aircraft with a permissible maximum take-off weight of 3,629 kg (8,000 lbs.) and a maximum of seven (7) passenger seats (excluding the pilot seat).

Silver Wings is the only aviation insurance program that:

  • Covers most aircraft you may own, lease, rent, or borrow and use for private business and pleasure.
  • Is tailored to meet the needs of Canadian pilots and aircraft owners.
  • Offers capabilities that enable you to complete the application process completely online and have coverage take effect immediately upon payment. (Paper applications are not accepted.) 

Policies are issued for an annual term. It is not available for commercially registered aircraft, unless you rent or borrow such commercially registered aircraft for private business and pleasure purposes only. Additional family members living in the same residence as the policyholder are automatically covered to the same extent as the policyholder (except passenger legal liability does not apply to student pilots).  This insurance does not extend to co-owners or other pilots flying your aircraft.  Other pilots must apply separately and submit an application.

Silver Wings does not cover aircraft classified as balloons, hang-gliders, airships, paragliders, hovercraft, unmanned aerial vehicles, very light jets (VLJ’s). Coverage for student pilots flying or taking instruction on helicopters is also not available. (Passenger liability for helicopters is only available under Gold Wings.)

Under Silver Wings, coverage includes:

  • Aircraft Liability Coverage – Combined single limit up to $3,000,000.
  • Ground Physical Damage "Not-In-Motion" Coverage – Up to a maximum agreed value to $700,000.