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Drone Insurance

Discover simple, competitive, and broad insurance coverage for your drone.

Our drone insurance provides broad physical damage and third-party liability coverage for owners and operators of drones, also known as "unmanned aircraft vehicles” or UAVs.

Benefits

Deep expertise

Whether you have a simple query or a complex insurance matter, our brokers, advisors, and claims advocates support you when you need it.

Competitive pricing

Leveraging our industry knowledge, we collaborate with our insurance provider to offer cost-effective, value-packed coverage.

Territory coverage

Canadian residents can obtain coverage both nationwide and worldwide, depending on their needs.

Coverage highlights:

  • Third-party liability — Covers third-party property damage and bodily injury legal liability.
  • Premises liability — Covers liability arising in or about any premises used in connection with the storage or use of the drone.
  • Medical and related expenses — Offers coverage for all reasonable expenses incurred within one year from the date of an occurrence for necessary medical, surgical, ambulance, hospital, professional nursing, repatriation, and funeral expenses to or for each person who sustains bodily injury.
  • Personal injury — Indemnifies the insured for various offences when committed in connection with the aviation operations. Some of the most common offences are libel, slander, and restraint.
  • Open pilot warranty — No restrictions on pilots, subject to meeting Transport Canada requirements.

Optional add-ons

  • Hull coverage — Protects against physical damage to your drone, whether it is in motion or stationary.
  • Spare parts and equipment — Provides coverage for damage to your drone's equipment, whether attached or detached, at cost of replacement.
  • War and terrorism coverage — Additional protection against war and terrorism-related risks.

FAQs

Marsh’s drone insurance can be a good fit for any individual or company who uses their drone for hire or reward, or private business and leisure.

While most fixed and rotor wing drones are automatically approved for coverage, drones with a hull value over CA$100,000 or used in environments requiring a special flight operations certificate (SFOC) will need further review.

Our open pilot warranty policy offers no restrictions on pilots, subject to them being licensed by Transport Canada and abiding by their requirements.

Yes, personal and recreational drones can be covered under this policy as per Transport Canada guidelines.

Our policy is designed to cover you across Canada. Other countries are available upon request.

To be covered on your drone policy, BVLOS operations must be disclosed and added to your policy wording.

Yes, however, if you have a SFOC, you must inform us prior to operating your drone. We will then confirm if the activity is covered or if an adjustment must be made.