A business insurance solution catering to your needs and concerns
Running a business in Hong Kong and making it a success comes with multiple risks that are unique to every organisation. Marsh’s business insurance solution provides customised and comprehensive property insurance and general liability insurance solutions for your business.
On top of that, Marsh can ensure that your business meets Hong Kong’s work injury compensation obligations, protecting your organisation and helping your exceed employees’ expectations. Marsh’s Work Injury Compensation policy carries enhanced medical benefits and includes additional coverage, which goes beyond basic legal requirements.
Most importantly, by allowing flexibility in business insurance coverage, Marsh streamlines the management of your business's distinct risks, making it both simple and cost-effective.
Giving you coverage flexibility with peace of mind
Marsh lets you tailor your business insurance package to your needs across all or any of the following covers:
- Property Damage
- Covers accidental physical loss or damage caused by a range of perils.
- Business Interruption
- Covers losses due to an interruption to your business caused by an insured event under property damage.
- Employees’ Compensation
- Covers compensation to your employees in the event of bodily injury, illness, disease, or death caused by accidents arising out of, and in the course of employment.
- Public Liability
- Covers your legal liability, costs, and expenses against third parties for accidental bodily injury and/or accidental damage to property.
- Money
- Covers loss of money kept on your premises or in transit within Hong Kong.
- Fidelity Guarantee
- Covers money and/or property lost due to employee fraud/dishonesty of employees.
- Motor
- Covers loss of, or damage to your motor vehicles and liability to third parties.
- Group Personal Accident
- 24-hour, worldwide cover for your employees against accidental death or injury.
- Group Business Travel
- Covers bodily injury caused by an accident during a journey and/or prescribed expenses if bodily injury or sickness occurs during a journey. Also covers trip cancellation, travel delay, baggage loss, and personal liability.
- Access to Marsh’s expertise (optional)
- Marsh’s Work Injury Management Team can work with insurers to develop cost-effective injury management and back-to-work processes to reduce your overall Employees’ Compensation claims costs and longer-term insurance premiums.
