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Franchisee Insurance

Cost effective insurance solutions that protect your brand,
help grow your business, and deliver for franchisees.

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Protect your brand

The growth of your franchise operation depends on the success of your franchisees and your ability to attract new ones.

Grow your business

Long-term growth and sustainability comes down to protecting your brand’s reputation and continually seeking innovative ways to drive franchisee growth, boost efficiencies, and support their businesses at every key milestone in their business lifecycles.

Deliver for franchisees

That’s where introducing a franchisee insurance programme can help. Not only will it deliver cost effective cover to protect your franchisees, but it can also enhance your reputation and credibility as a franchisor and become a valuable solution that benefits all.

What we offer

Whether you are looking to implement a new franchise insurance programme or enhance the one you already have, Marsh’s Affinity Practice will work with you to develop an insurance programme that is tailored to your unique needs and strategic vision.

  • Flexible branding: Create your own insurance brand with white-labelling or draw on Marsh’s credibility with a co-branded or Marsh branded product.
  • Placement capability: Access a broad range of general, specialist and niche products and services not always available to smaller businesses, making insurance more affordable and accessible for franchisees.
  • Flexible distribution: Buy online, over the phone, or opt for a group policy.
  • Dedicated marketing and sales expertise: Create a new revenue stream through a targeted marketing and sales strategy.
  • Programme management discipline: A dedicated team managing the administration of your programme.
  • Analytics, insight, and reporting: Ongoing monitoring, optimising, and reporting of service levels and programme performance to drive the best possible results.
  • Specialist claims handling: End-to-end claims support helping minimise disruption to your franchisees.

Our award-winning practice is recognised in the UK as Scheme Broker of the Year 2022, UK Broker awards; Deal of the Year 2023, UK Broker Awards.

Beyond insurance

We can draw on the wider expertise of Marsh McLennan to offer you an array of valuable services that can help you achieve your strategic goals, including:

  • Access to legal and tax helplines.
  • HR support.
  • Risk advice and management consulting.
  • Employee wellbeing and benefits programmes.
  • Mergers and acquisitions consultancy for franchisees looking to buy or sell.

Marsh: A partner for growth

As the world's leading insurance broker and risk adviser, Marsh has a wealth of knowledge and experience. Whether you're a global franchise operation or an emerging player, a Marsh franchise insurance programme can help you protect your brand, grow your franchise operation, and deliver for your franchisees.

FAQs

A franchisee insurance programme is a comprehensive solution that delivers the insurance coverage required by franchisors to its franchisees through an easily accessible servicing model. Both coverage and servicing are tailored to the unique needs of the specific franchise business.

 

As programmes are tailored for each franchise operation, they ensure franchisees have access to high-quality, cost-effective coverage that meets the requirements outlined in the franchise agreement. These programmes help manage compliance with insurance requirements and simplify the insurance administration process for both franchisors and franchisees. Additionally, they help to bring stability to the franchisees by offering cost-effective coverage in changing markets.

Programmes can be delivered via a bespoke scheme, group policy, open market, niche market or panel of insurers. The selection of products will vary based on the nature of the business, the required coverages, and the complexity of the franchise business.

 

As programmes are tailored for each franchise operation, insurance products will vary and would include those coverages required in the franchise agreement, as well as other coverage that might be required by the franchisee to operate the business. Examples of coverages include:

  • Employers liability insurance
  • Public liability insurance
  • Professional indemnity insurance
  • Business interruption insurance
  • Directors and officers insurance
  • Cyber insurance
  • Fleet insurance
  • Property insurance
  • Commercial combined insurance